Sending Credit Report Disputes: Addresses for Credit Reporting Bureaus

Send Disputes to Credit Reporting Bureaus.

It is imperative you send dispute letters directly to the credit reporting agency. This is not only a logical step, to have an action against a company that provides false data to a credit reporting bureau, you must provide the credit reporting bureaus notice and the liability of that furnisher under the Fair Credit Reporting Act depends on their response to the credit dispute it provides to the credit reporting bureau. One of the difficulties in sending disputes to the credit reporting bureaus is they want to accept disputes online. Experian has been especially difficult in shutting down a post office box where it accepted disputes for years (PO Box 9595 at Allen Texas). It didn’t forward it’s mail to another address. Do your own research on addresses before mailing your letters. The addresses that have worked recently are as follows:

• Experian. 701 Experian Parkway, Allen, Texas 75013. You can check at myfaircredit.com to see if Experian lists a physical address. It is obvious it wants everything sent electronically or by phone. The Experian Parkway address is not the official Experian address, but it will be hard for them to stop deliveries on their doorstep!
• Equifax. P.O. Box 105891, Atlanta, GA 30374. This is an address that has worked recently. Double check the address before sending correspondence at myfaircredit.com
• Trans Union. 1561 E. Orangethorpe Avenue Fullerton, CA 92831 is an address that has worked in the past. Check as best you can before you send a dispute. myfaircredit.com.