Credit Report Error: Tax Liens On Credit Reports

It used to be a wide variety of public records information was reported on consumer reports by the national bureaus including criminal cases, small claims and lawsuits.

Now it is almost all Federal Tax Liens, State Tax Liens (aka Tax Warrants), Bankruptcies and Judgments. Most if not all the national credit reporting bureaus get their information from LexisNexis Risk Data Retrieval Service LLC. All the information they provide is derogatory, meaning it will not improve your creditworthiness if it ends up on your credit report. They get bankruptcy information from federal government websites and some state websites, but they also go to the courthouse or may buy the information from the courts, especially on judgments and tax liens and warrants.

There can be some credit reporting errors with how the information is reported , especially with family members with the same name (e.g. junior senior relationships or the same or similar names). If you have a tax lien reported in error on your credit report, you can dispute those tax liens through the national credit reporting bureaus using the steps provided on this website.